The Revolution in Benefits Has Begun

There is an old expression “Build a better mousetrap, and the world will beat a path to your door.” That’s why we created Benefits Your Way

That’s what we are doing with group insurance.

• Giving control back to the owner.
• Providing more flexibility and choice to employees.
• Helping owners have predictable cost certainty every year.

Benefits Your Way grew out of real time meetings with employers and employees and their frustrations with group insurance. Also, by experience we knew that there were many games being played by group insurers that may have been good for their bottom line but not good for the plan sponsor.

Group insurance today is still being sold the same way it was 20 years ago. However plan options have changed significantly and with creativity a good broker can create a benefit plan for an employer that has cost certainty, flexibility and choice in the benefits provided tailored to each employee and their needs.

• Today’s Employee expects his/her company to offer Benefits as part of the compensation package.
• To attract and keep the right kind of employee, employers must offer a quality group insurance package.
• The sad reality is that as business have found their profits squeezed in the last several years they have been forced to cutback, reduce or even eliminate some benefits.
• The annual increases employers face are significant and a direct hit to an employer’s bottom line.
•  Employees become less satisfied because of reduced or restricted benefits.
• It seems the only one with any control rests with the insurance company that provides the benefits and determines the pricing.

Business owners are crying out for a better option.

There is an answer, a radical new answer!

• What if you could determine how much you wanted to pay annually per employee?
• What if you could determine the core benefits you wanted to offer?
• What if you could specify the annual increase you could manage?

• With proper plan design there is a group insurance plan that can meet every owner’s answers to the questions above.
• You no longer have to be a slave to an annual renewal that you really don’t understand except for the big hit on your bottom line.
• Your employees can have more choice rather than the off the shelf traditional group insurance options.
• Large corporations have understood there is an answer to the ever increasing costs of employee benefits, why not you too!

Changes in products are occuring almost everyday, changes that can benefit you and your employees!

These changes can also offer real choice for employees, specific to each individual employee while at the same time establishing year or over year cost certainty for you the employer.

Now More than Ever (you need a second opinion)

Whether you are creating your first employee benefits plan or reviewing your existing plan you should contact us for a Free Market Evaluation.

Book a Meeting Online or call Gary at 416-254-8270